Providing a higher
level of service
Taking care of all aspects of your financial future
Our commitment to serving you goes beyond crunching the numbers. We want to know what you need. Then, we take an integrated approach to managing your wealth that captures your needs from estate, education and retirement planning to selecting and implementing tax and investment strategies suited to help reach your goals. All the while, we coordinate with your other professionals and clearly communicate with you each step of the way.
Do you know all the ways we can help with your financial future?
- Portfolio review
- Asset allocation
- Time horizon
- Risk assessment
- Withdrawal strategies
- Investment policy statement
- Stock concentration
- Outside investments review
- Portfolio performance reporting
- Tax efficiency
Asset allocation does not guarantee a profit nor protect against loss.
- Review wills, powers of attorney, living will, healthcare proxy and revocable trusts
- Review irrevocable life insurance trusts
- Estate tax planning
- Guardians for minor children
- Charitable giving and trusts
- Retirement goal setting
- Social Security and Medicare
- Business planning
- IRA contributions and conversions
- Employer-sponsored plans and 401(k)s
- Annuities and pensions
- Required minimum distributions (RMDs) and withdrawal strategies
- Self-employed retirement plans
- Review of existing policies
- Life insurance needs
- Planning for long-term care
- Disability insurance
- Health insurance
- Liability coverage
- Income sources
- Expenses and budgeting
- Debt management
- One-time expenses
- Planned large expenses
- Emergency funding
- Dollar-cost averaging
- Mortgage review
- Lending solutions
Dollar-cost averaging does not assure a profit nor protect against loss.
- Gifting
- Education planning
- Caring for elderly
- 529 college savings plans
- Roth IRAs for children
- UGMA/UTMA accounts
- Review of investment cost basis
- Review realized gains
- Carry forward losses
- Tax loss harvesting
- Deductions and credits
- Potential Roth IRA conversions
- Health savings accounts
While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJA, we do not render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
