Financial services
to address all of life’s priorities
Your financial needs will change over time, from accumulating wealth to planning for retirement to making your money last as long as possible through retirement. In fact, over the course of your lifetime, you will undoubtedly pursue all of these goals – and more.
One constant, however, is our ability to help you pursue your goals throughout your whole life.
Through the full spectrum of integrated financial services we offer, we can help you plan not only for a wide range of needs, but also for the long succession of significant events that will span your lifetime.
There’s much more to your life than simple transactions and returns. Similarly, there’s more to financial planning than just a portfolio and a retirement strategy. You have many things to plan for now, soon and well into the future, so we look at financial planning through a wide lens, and we develop strategies designed to keep you comfortable in the present while helping you reach your near- and long-term goals.
Our advisor’s/team’s comprehensive financial planning services include:
- Net-worth analysis
- Cash flow planning
- Strategic asset allocation
- Retirement planning
- Traditional IRAs
- Roth IRAs
- Qualified retirement plans
- Company retirement plan rollovers
- Education planning
- Education savings accounts
- 529 college savings plans
- Custodial accounts
- Trust and estate planning
- Insurance and annuities
- Liquidity and cash flow strategies
- Tax planning and liability management
High-net-worth families and individuals often have wealth complexities that may require going beyond the scope of traditional financial planning. That’s why we provide wealth management services that take a more in-depth role in dealing with issues such as asset allocation and tax management. We can coordinate with other professionals, such as your attorney, certified public accountant and insurance agent, to develop a single cohesive plan that encompasses all key aspects of your life.
We will customize a personal investment strategy based on factors such as your objectives, time horizon and risk tolerance, then evaluate your current holdings and allocate your assets in a diverse variety of sectors and investments designed to increase the likelihood of generating a consistent return over the long term.
Asset allocation does not guarantee a profit nor protect against loss.
Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement planning and disciplined investing. Once in retirement, preserving your wealth and maintaining your lifestyle are likely among your highest priorities. You aspire to stay in your home as long as you want and be able to leave behind the legacy you had envisioned. We can help you prepare for this most significant milestone in life. LEARN MORE
If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy. We can help you provide for this opportunity with investment vehicles such as Coverdell education savings accounts, 529 college savings accounts and specialized trust vehicles.
We believe a comprehensive financial plan must consider – and prepare for – the unexpected. Our team helps you think ahead and consider different scenarios, then prepare contingency plans to address them. We understand that while risk cannot be eliminated, it can and should be mitigated. Important risk management services include life insurance for income replacement, annuities, long-term care, disability insurance and liability insurance.
“Unless commitment is made, there are only promises and hopes; but no plans.”