A financial partner for independent women
While more and more women are taking greater control over their financial futures, we are proud to play an important role in guiding and advising them.
We realize there are challenges unique to women. They typically live longer but earn less than men. Their careers are often interrupted by having and raising children, which can mean fewer Social Security benefits down the road. So it’s easy to see that women need to save more and invest wisely to achieve financial independence.
Many may be experiencing a life-changing event such as divorce or the death of a partner, or are busy career professionals realizing they could benefit from experienced financial guidance. We help them evaluate their current situation and guide them through the complexities
For instance, losing a spouse has major financial implications – and they come precisely at a time of great emotional stress. For widows, there are many decisions to be made regarding issues such as life insurance proceeds, Social Security and the retitling of financial accounts. You may be afraid of outliving your savings or not having sufficient income each month to maintain your lifestyle.
We understand your needs and concerns and have developed financial strategies specifically designed to address these challenges. We welcome the opportunity to serve you – and all women.
A case study
A woman whose family has owned farmland for decades is going through a contentious divorce. She wanted to know if she could protect and preserve her family’s legacy and meet her personal financial needs. We examined not only her financial income needs, but also several real estate strategies – keep the farmland, lease it out to provide an income, or break up the land and sell it. We discussed the pros and cons of each option to help her make a rational and informed decision during a difficult and emotional time.
This is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.