Helping people live a full life

One certainty in life is that change is inevitable. We specialize in helping people in transition, whether it’s due to an inheritance, marriage, divorce or the death of a spouse. Each presents different issues, complexities and challenges that must be addressed. We understand the uncertainty these events can trigger and, most important, will be here to help you move forward.

Death of a spouse

In addition to the emotional turmoil, losing a spouse has major financial implications regarding issues such as life insurance proceeds, Social Security and the retitling of financial accounts. You may be managing your financial affairs on your own for the first time and concerned about having sufficient income to maintain your lifestyle. We are here to help you address these issues.

Inheritance

Those who inherit money must resist the urge for instant gratification, spending without regard for the future. We can serve as your voice of reason and help you create a financial plan that addresses both your short- and long-term goals. We would also advise you to meet with your legal advisor to update your will and estate plan, and to meet with your tax advisor to address the impact of receiving a large sum of money.

Marriage

Two people coming together also means the merger of two separate financial situations and unique attitudes toward investing. Important issues to address include financial goals, household budgets, managing debt and establishing an estate plan. We are experienced in addressing all the vital financial issues that can accompany a marriage.

Divorce

Working with your divorce attorney, we help you understand the financial consequences of divorce, set realistic expectations, and alleviate your concerns about receiving an equitable settlement. We provide clarity and guidance regarding the financial details of dividing assets and managing taxes. Once a settlement has been reached, we work with you to create a plan to support your current lifestyle and pursue your future goals – giving you an opportunity to move forward with your life.

Working with divorce attorneys

Many divorce attorneys secure our services in the evaluation process, utilizing our experience in analyzing the financial outcomes of different settlement scenarios. We can review and offer analysis of business records, corporate benefit programs, tax returns, retirement plans and other financial data – invaluable information for preparing pre- and post-divorce budgets and financial affidavits. Our valuable input can help ensure that their clients receive an equitable settlement and help them provide justification for requesting spousal support and their recommended division of assets.

Why work with a CDFA^®?

Alana Scott and Matthew Lattig are both Certified Divorce Financial Analysts^® who know how to dig into a balance sheet and make clear-headed decisions during a very emotional time.

Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.