MANAGING AND PRESERVING WEALTH
FOR MEDICAL PROFESSIONALS

As a physician or surgeon with a practice, you have needs similar to business owners, but with a particular emphasis on risk management. Your unique requirements include asset protection, tax planning, mitigating the effects of healthcare cutbacks, managing education debt, independent contractor issues and, finally, enjoying financial independence.

By collaborating with your tax and legal advisors, we can create family limited partnerships or asset-protection trusts, secure umbrella insurance coverage and help you find solutions for dealing with managed care reimbursement cutbacks and rising practice expenses. We can also help you explore retirement plan options suited to practices with small groups of employees.

Services we offer include:

• Comprehensive financial planning
• Managing tax, liability and risk exposure
• Defined contribution and defined benefit plans
• Family wealth counseling
• Education planning
• Estate planning
• Philanthropic planning
• Business succession planning

Please note: changes in tax laws or regulations may occur at any time and as financial advisors of Raymond James, we are not qualified to render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.