Currently Retired

If you are currently retired you may have concerns about the viability of you income plan as well as tax efficient transfer to your beneficiaries.

• An assessment of what you can expect for your retirement income, matching up your must have* expenses and your discretionary* expenses to guaranteed sources of income and variable sources of income.
• Asset allocation review and management of your current IRA, Roth IRA and company retirement plan accounts with an emphasis toward drawing income from the accounts.
• Estimation of secure retirement income sources like social security, pensions and annuities.
• Projection of funds to supplement your secure retirement income plans for your discretionary expenses.
• Compete analysis on setting beneficiaries for each account, what could be owned in a trust, what could have direct beneficiaries, what are the tax implications of all the strategies.
• Insurance analysis – what is more important – life insurance or long term care insurance?
• Assessment of other goals like saving for children’s or grandchildren’s education

* must have expenses could healthcare premiums, home payments, food, utilities etc.., whereas discretionary expenses could be vacation funds, gifting funds and entertainment.

Using our experience of over 21 years in working with retirees may be beneficial to you in accumulating, managing, preserving and finally distributing the wealth you build. Call us at 480-503-1084 to schedule your complimentary, no obligation consultation.

Click Here for the "What To Bring To The Consultation" Checklist