Dedicated to serving those who serve
Serving in the military is such a noble cause. The duty, honor and sacrifice of veterans ignites Ken Hayworth’s passion for serving their financial priorities and helping them make the most of their military compensation and post-career business opportunities.
Most of Ken’s clients have held officer or leadership positions in the military as part of their career, which has translated to having success in the civilian business community. They see value in the military culture and behaviors, including living a prudent lifestyle.
Military service is a proud tradition in Ken Hayworth’s family, going back generations. Both his father and grandfather served in the U.S. Army and retired as full-bird colonels. Ken served in the U.S. Army and achieved the rank of first lieutenant. Ken’s son, CJ, is an armor officer with the 1st Armored Division in South Korea. In fact, the family legacy goes all the way back to Samuel Haycraft, who served in the U.S. Army during the Revolutionary War.
As a result, Ken has firsthand knowledge of the challenges and opportunities inherent to the service life – and in life after service. As a fellow veteran, his goal is to be always in service to you and responsive to your needs as a client. He will carefully design a financial plan and wealth strategy customized to your situation – to help you make the most of your wealth and federal benefits.
Ken provides comprehensive wealth management planning and advice. He leverages his 29-plus years of investing knowledge to provide strategic direction to his clients in essential areas such as financial planning, portfolio development, investment management and planning for the distribution of wealth in the most tax-advantaged way.
Discipline, transparency and access are hallmarks of his practice. He makes sure every client has his personal cell phone number and permission to call him whenever they have an important question, request or concern regarding any financial matter.
His mission as an advisor is to make a difference in the lives of all veterans, whether he is helping them plan for the transition to civilian life, a well-earned retirement or building multigenerational family legacy strategies.
While Ken’s primary clients are high-net-worth veterans, he has extended an invitation to all civilians in positions of leadership who serve the greater good to connect with an advisor who believes in their mission. Ken is here to help you with managing and preserving your wealth, preserving your assets, and building a legacy for your family and favorite charitable causes.
Two informative blog posts
Military. Am I ready to retire?: READ
Top five biases that impact military veterans: READ
A case study
Jim served as an officer in the U.S. Army and retired after 24 years of distinguished military service. He went on to a successful professional career and now, at age 65, is looking forward to a well-earned civilian retirement. He has a pension, Social Security and $2 million of investments.
He realized there were many important questions to which he didn’t have answers. He also wanted professional help in creating a clear road map for his financial life – both now and into his retirement years.
With Ken’s help, Jim mapped out a plan for retirement that is part of a complete financial plan that can be adjusted as things change in his life. Today, Jim’s accounts are in order. Dates have been set. And, most important, Jim now has a more confident outlook for the future.
Jim also wanted to be sure that a significant part of his estate would go to the two charities he was most passionate about – but not until those earmarked assets helped him reach his own goals for funding retirement and the legacy he wanted to leave to his children and their kids.
With our guidance, Jim was able to establish trusts for his two favorite charities and his children. The funds in each trust would grow tax-deferred and remain invested while he was alive. The tax savings he experienced helped him toward his goals for retirement, which actually may come a little earlier than he initially planned.
Jim would be able to stay true to his long-term investment goals and ensure the things that meant the most to him – his children and his causes – would be well cared for.
You’ve spent a life servicing others let us now be of service to you helping you preserve, protect and grow your families’ wealth.
This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.
