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Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Asset allocation does not guarantee a profit nor protect against loss. The process of rebalancing may result in tax consequences.