Since 1988, David has helped clients understand the importance of managing their money with an eye toward the future. Over the years he has also guided them through many different market cycles and uses the lessons of the past to help clients weather the ups and downs of today’s market with sound, personalized financial planning based on conservative principles of investing. Today, David is privileged to serve a client base that stretches across the U.S.
David joined RAF Financial in 1990 and moved to Smith Barney Morgan Stanley in 1993. He made the decision to join Raymond James in 2012 because it enabled him to truly personalize financial plans based entirely on the needs of his clients. David also offers clients the demonstrated expertise of a Certified Financial Planner™ professional. In order to achieve this certification, he was required to complete the arduous CFP Board’s certification process, and agreed to meet ongoing certification renewal requirements and rigorous ethical standards.
Originally from Napa, California, David and his wife, Stephanie, live in the Phoenix area and have two children. David is a volunteer for the SIFMA (Securities Industry and Financial Markets Association) Foundation’s Invest it Forward™ – a program designed to help young people understand how to harness the capital markets for their own benefit – whether starting a new business or saving and investing for a secure and prosperous financial future – and realize their dreams.
Raymond James is not affiliated with any of the organizations listed above.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
