Products that fulfill the most complex needs.

You work hard to give your clients the tools to achieve their goals – we’ll do the same for you. We’ve built a sophisticated suite of investment and financial planning products that equip you to meet virtually all of your clients’ needs, and we give you the freedom to use them how you see fit.

The products available to you at Raymond James

Alternative investments

The Raymond James Alternative Investments Group provides a broad array of high-quality investment choices for you and your higher-net-worth clients, including exchange funds, private equity, venture capital, hedge funds, managed futures, equipment leasing, real estate and sector-specific opportunities. The group conducts extensive due diligence to assist you with navigating this sometimes volatile portfolio sector in varied markets.*

Banking and lending

Raymond James can provide you and your clients with a complete cash management solution, providing comprehensive spending tools such as checks, debit and credit cards, highly competitive rates of return, and daily sweeps to and from brokerage accounts. Through Raymond James Bank, you can offer your clients banking services including securities-based lending, money market accounts, CDs, internet banking and a variety of consumer loans.

Your clients may also work directly with a mortgage consultant at Raymond James Bank for first mortgage loans and home equity lines of credit. However, unless licensed to sell mortgages, you are not permitted to solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan.

Fee-based programs

The various fee-based programs offered by Raymond James Asset Management Services, including managed and non-managed accounts, make it easy for you to create a solution for any investor’s needs. Your clients will have the option of managing their own assets, letting you manage them or leveraging the expertise of carefully screened portfolio managers.

Fixed income

Through Raymond James, you’ll gain access to a wide variety of fixed income products, including brokered CDs, corporate and government bonds, mortgage-backed securities and CMOs, preferred securities, and unit investment trusts (taxable fixed income and equity-related, tax-free fixed income), as well as investment tools such as fixed income portfolio analysis, which provides extensive product assessment and reporting.

Insurance and annuities

If appropriate for your particular business model, you can easily add to the services you provide with an impressive variety of annuities, long-term care coverage, and life and disability insurance offered by nearly 50 insurance carriers through the Raymond James Insurance Group. This team of more than 60 professionals can also offer you marketing support, point-of-sale assistance for life insurance, the expertise of an on-staff long-term care specialist and more.

Investment banking

Raymond James Investment Banking is national in scope, providing public and private offerings of equity and debt, as well as merger and acquisition services. The investment bank works with our Equity Research team to coordinate sales efforts across the firm as they work to create demand for your clients’ shares. The Mergers and Acquisitions group can help you navigate the intricacies of transacting mergers, acquisitions, divestitures and leveraged buyouts. And the professionals in our Restructuring group offer experience representing companies both inside and outside of Chapter 11, creditors and their committees, and equity investors and their committees.

Equity research

The Equity Research team is a cornerstone of our organization. Raymond James employs approximately 60 analysts in the U.S. and Canada covering approximately 1,200 companies in 10 highly focused industries: consumer, energy, financial services, healthcare, industrial, mining, real estate, sustainability, technology and communications, and transportation. We are a top provider of equity research in both the U.S. and North America in terms of companies covered. Our analysts and their teams seek attractive niches within broader industries and then cover these sectors deeply to develop differentiated sector expertise and relationships.

Mutual funds

In addition to a broad range of fee-based alternatives, we offer one of the industry’s largest selections of mutual fund families available from a single source. Covering more than 9,000 open-end mutual funds, our research analysts take great care to evaluate individual mutual funds based on your specific needs and those of your clients. This includes responding to due-diligence questions, providing general sales and marketing support, as well as coordinating field trips to marketing companies.

Trust and estate planning

Raymond James Trust, N.A. offers a variety of personal and charitable trust services to deepen your client relationships, including revocable living trusts, irrevocable trusts, testamentary trusts, charitable trusts, life insurance trusts, special needs trust, marital trusts and more.

*Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum-net-worth tests.