Our methodical approach to wealth management

Our six-step wealth management process starts and ends with you and your goals.

Step 1 Discovery

Before we can serve your goals, first, we need to listen. We seek to understand your big picture, overall financial situation, investment experience and risk tolerance. Meanwhile, you’ll also get to know us, our style, and whether we’re a good fit. We will also provide the framework for how we think and operate so you have a clear understanding of our capabilities and services, and how they can be tailored to you.

Step 2 Goal setting

Goals are critical to our goal-oriented wealth management process. Goals can be things like a comfortable retirement, a sense of financial security, a legacy of stewardship for family, or preparing your business for the next generation of leadership. Goals change, and your plan can change with them, but we believe it is always important to have a goal.

Step 3 Education and analysis

In this stage, we assess your current positioning and review options for moving forward with a comprehensive plan. Think of this as the 30,000-foot view that will show us the landscape ahead of developing more detailed plans and specific executions. Clients with established investments and more complex financial situations may require more sophisticated services to serve their goals, so we will walk you through each step.

Step 4 Customized plan

We develop a comprehensive, customized financial plan to serve your goals and circumstances. We research options, detail every recommendation, provide alternatives and may meet with your other financial professionals, such as your tax attorney or CPA. Once compiled, we will present our recommendations, make final adjustments and set a timeline for implementation.

Step 5 Plan execution

With your approval, we move forward, executing each piece of the strategy. This is when the paperwork is heaviest as we open accounts, purchase investment products, subscribe to services and keep you up to date with each step.

Step 6 Forward management

Once your plan is in place, our work is not done. We will regularly review your accounts and progress, providing updates. We will also meet with you to provide in-depth reviews at your preferred cadence, and at least annually. If a market shift necessitates a change, we will let you know, providing our rationale as we seek your approval. And if your goals changes, we will adjust your plan to suit.
Values get written on stone; financial plans on dry erase.
Kevin S. Townsend, Managing Director

Be intentional with your wealth

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

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