A second-generation scion of a successful family business begins to consider his retirement. Unlike when he stepped in for his father, none of his children have shown the interest or aptitude for leading the business. This disappoints him, but he knows he has to set these feelings aside to best serve his family, his employees and their families. We can show him ways to preserve the family legacy while serving his other goals.

The fresh-faced wunderkind, doing his part – and more – helped put his company on a rocketlike trajectory, and grew into an esteemed leader along the way. Admittedly, his balance of time has always tilted toward professional achievement and not personal wealth accumulation, but these days he suspects his substantial earnings could do more. We can guide him in creating wealth independent of his career.

The first time she felt her retirement was the Monday morning after her Friday farewell, when her familiar routine suddenly stopped short. She had planned for this moment, vaguely – Travel, maybe? Volunteer? – but now that it had arrived, she found herself more excited by the possibilities her financial preparation had created. She seeks something bigger. We can help her plan her moves when her retirement goals change.

The couple raised their children to be responsible, productive adults, but since becoming empty nesters their wealth has come a long way. Despite providing examples of fiscal responsibility, the couple’s not sure how their kids or grandkids would handle the substantial gifts they intend to leave them. They wish to give their loved ones a leg up, not a double-edged sword. We can help them create new traditions of stewardship.