We are well aware that each client’s situation is unique and there are no cookie-cutter solutions. Our Investment Process is a combination of our years of experience managing clients’, our formal financial education, and the relationship that we have built with our client.
Our Investment Process is a combination of Bruce’s years of experience managing clients’ money and Kyle’s trading experience and education while acquiring the Accredited Asset Management Specialist® and CFP® designations. The AAMS® and CFP® designations provide advisors with deep investment and financial knowledge and a specific focus on asset management, investments, investment vehicles, and income planning.
Our Investment Process begins with the Discovery Phase. We learn what is important to you: your expectations and concerns, how much and what kind of assets you own, when you want to use the money (also called your Time Horizon), and your unique tax situation. It is important for us to balance growth opportunities with how much account fluctuation you are able to tolerate. We determine each of these essential factors prior to making any recommendation.
Step two is determining which Account Type is best suited to your needs. Is it more appropriate for your account to be Fee Based or a Commission account? In many cases, clients will have a mix of various account types when they trust Volition Advisory as their investment advisor, depending on their needs and goals.
Lastly, all of the information gathered will drive the specific recommendation made by Volition Advisory in the Manager Type discussion. Broadly speaking, there are three categories when discussing Manager Type. The difference being who is responsible for security selection and administration. At Volition Advisory, when managing investment portfolios, we lean on: expert third party investment managers, Raymond James’ Asset Management Services department and our own expertise.
Many clients who work with us have a mix of Manager Types. Not all types of management are suitable for every client. Utilizing a variety of Manager Types allows Volition Advisory to have a suitable and appropriate investment solution for any client and any situation.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part II as well as the client agreement.
Investing involves risk and you may incur a profit or loss regardless of strategy selected.
Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.
