Michelle’s processes and services provide the foundation for a long-term relationship with her clients, one that focuses on the clients first and their investment portfolios second, and one where Michelle acts much like a personal financial steward to help her clients with the many aspects of their financial lives.
One of our most valuable services, and the service that makes us different, is the way Michelle helps clients approach their decision-making: she helps her clients understand how human behaviors, emotions, and behavioral tendencies influence financial decision-making, shines a light on her clients’ behaviors and biases, and tries to assist her clients in making more rational decisions.
Overall, we offer a personalized, creative, thoughtful, dynamic approach to a client’s financial and investment planning needs. Using well-tested, long-standing, clear processes and procedures, we support a client’s ongoing planning via regular and frequent communication, annual or semi-annual Reviews, sophisticated analyses, and quick response times to new or different needs of the client. And, with a preference to work as a team with a client’s estate planning attorney and tax preparer, we coordinate discussions with these professionals to help a client navigate changes in his or her financial life.
Finally, a brief note about Investment Products: On other advisors’ websites, you may find a section titled “Products,” and there, advisors typically speak to the types of investment products they offer. At summitbehavioralwealth.com, there is no such section. Although products are, indeed, important, Michelle believes 1) high-quality products are to be assumed and the means to the end, 2) reputable, respected financial firms, like Raymond James, offer all the products any investor would need, and a section dedicated to a long list of products is unnecessary and 3) a focus on investment products may be misplaced. Without good planning, good advice, and good financial behaviors, the investment products have limited usefulness and effectiveness. Thus, at Summit Behavioral Wealth, the focus is on the person.
