Our investment philosophy is centered on you, the investor

We believe that every aspect of the investment experience should be impeccably tailored to you, the investor. That is why there is a distinctive design to each portfolio we craft and every investment strategy we implement. Our designs are not based on a single criterion but on myriad factors that reflect the individuality of a singular client.

We begin with the art of discovery – carefully listening to our clients in order to gain a thorough understanding of their goals, aspirations and tolerance for risk. We combine this with the science of interpreting copious investment, market and economic data in order to achieve what we feel is a precise correlation of investments to goals and long-term objectives. It is this careful blending of art and science that helps us create the highly personalized investment experiences enjoyed by the individuals, families and institutions we are privileged to serve.

Our investment process is governed by our understanding of you and your goals, guided by our extensive research, anchored in the discretionary portfolios, the independent money managers we select, and based and implemented on years of experience and in-depth knowledge.

First, we will create a disciplined long-term allocation plan that aims at increasing your portfolio’s probability of success, as defined by your goals and tolerance for risk. Once created, we will implement the plan combined with shorter-term tactical shifts in exposure in order to take advantage of market opportunities.

Second, we will use a statistically logical mix of passive and active investments in your portfolio that includes passive management to capture beta (market exposure) combined with concentrated active management to capture alpha (excess return relative to a specific benchmark).

Third, we will monitor key valuation and risk indicators at the asset class level. This will assist in making tactical adjustments to your long-term allocation through tactical allocation shifts to a specific asset class that is typically within a 20% variance of its long-term strategic allocation weighting.

There is no assurance any investment strategy will be successful, investing involves risk and investors may incur a profit or a loss. Asset allocation does not ensure a profit or protect against a loss.