We’ve tailored our service to support a diverse clientele

Preserving your wealth, creating sustainable income throughout retirement and maintaining your lifestyle are probably your highest priorities. We can help you with wealth management needs such as income projections, distribution planning, estate and legacy planning, as well as other essential needs such as life insurance and long-term care insurance.

As a small business owner, you know all about hard work and commitment. You’ve overcome challenges and achieved milestones along the way. It’s only natural you want someone with that same understanding when it comes to getting the financial advice and solutions necessary to take your business to the next level.

That’s where we can help. As independent financial advisors and entrepreneurs ourselves, we understand the challenges business owners often face and have helped many new, growing and mature businesses succeed.

Most important, we recognize your business is unique. Working with you as a partner in your success, we’ll take the time to understand your goals and help you address a wide variety of needs, including asset protection, cash management, employee retention, insurance, financing, succession planning and, of course, your own retirement.

In addition to our own experience and financial knowledge, we have access to all the resources of Raymond James, one of the country’s leading financial services firms. Best of all, you’ll enjoy the confidence of knowing you have a single, trusted source for financial advice – and more time to devote to growing your business.

Royalties can offer the benefit of a useful income stream, but require careful and strategic planning to account for fluctuations in natural gas and oil prices or a depleting supply. We will work with you to craft a financial plan that provides the appropriate allocation of those assets, ensuring tax liabilities are met and your short-term cash flow needs are balanced against your long-term objectives. Additionally, we can assist in the thoughtful transferring of that wealth to the next generation.

For those nearing retirement, planning and preparation are key in determining when to retire, or how much longer to work to provide for an envisioned lifestyle. They are generally concerned about maintaining their wealth after retirement or cashing out of a business. They want to maintain their lifestyle, mitigate taxes and leave a legacy for their children and grandchildren.

We use Goal Planning & Monitoring, a proprietary planning software from Raymond James that can help align financial decisions with our clients’ vision of retirement and other goals. This powerful resource, in conjunction with our deep planning experience, helps us ensure that clients’ goals and our strategy for pursuing them are well-defined.

Since Social Security benefits can play an important role in retirement income, Social Security analysis is an essential part of the services we offer clients. We help them determine their eligibility, determine when best to file, how to potentially maximize benefits for them and their spouse, and mitigate taxes on the income.