Some financial planners offer the same rote ideas when it comes to managing and investing your money. We present you with a wide variety of financial and investment choices.

We can introduce you to options you may not have considered, protection-minded income, risk management and estate planning strategies that can foster growth with tax deferral and tax reduction for you and your heirs.

Retirees need lifelong income; you should never have to worry about your income ebbing away. We can help you plan to mitigate this risk. If you now have income sources that will not be inflation-adjusted, you may someday have a reduction in purchasing power; we can show you how to invest to counteract a potential for shortfall.

Which sources of income should you draw from first, and how much should you withdraw? We can help you answer these important questions. We can help you make more tax-efficient decisions and schedule your income more appropriately. Sometimes, a small adjustment to your withdrawals can mean the difference between sustaining your nest egg and drawing it down. We can help you weigh these decisions and monitor your progress.

We help you create a portfolio you can live with, one that respects your risk tolerance. We practice strategic asset allocation, which uses a defined investment policy with the goal of generating an expected return. We periodically readjust your portfolio in order to keep you positioned to meet your long-term objectives.

Your investment strategy will be clearly explained to you; we will show you how the various pieces of your portfolio work together. We believe that the better you understand your investment strategy, the better you will manage market fluctuations, downturns and periods of volatility.

Innovative estate planning techniques can help you preserve the bulk of your wealth against taxes and leave a legacy. We are happy to work with your attorney and CPA to put these techniques into practice; alternately, we can introduce you to legal and accounting specialists from our own network of contacts.

Charitable remainder and charitable lead trusts, generation-skipping trusts and stretch IRAs, gift annuities, and other advanced estate planning tools can direct portions of your wealth far into the future. If you are a key executive or own a business, we can help you investigate supplemental executive retirement plans, structured business sales, and business succession planning. These strategies are designed to help you improve your outcome and retirement transition.

When you have true financial confidence, your retirement date becomes an exciting milestone to celebrate. You should retire with sufficient savings and income, and without any lingering apprehensions. So make sure you can find solutions to your pressing financial issues, and put your money to work in pursuit of your retirement goals. Start today: email or call us.