We believe education is invaluable to making sound financial decisions – both for you, the investor, and for us as your advisor. As we keep up with the evolving regulations and nuances of the financial services industry, we have sought out opportunities to continually hone our expertise and learn new and better ways to serve your needs. When you collaborate with us, you will receive the personalized service you have come to expect, backed by the knowledgeable guidance of renowned industry organizations.
ChFC® - Chartered Financial Consultant®
Chartered Financial Consultants® (ChFC®) are financial consultants that demand excellence of themselves and their team. They embody this commitment to excellence by fulfilling the requirements for the ChFC® designation, which includes at least three years of experience in financial planning, completing a specified program of study and continuously upholding a high standard of professionalism. A ChFC® is able to evaluate your financial well-being, identify areas of concern and help you address them by developing and implementing a financial plan that emphasizes your financial strengths, while addressing your financial weak spots.
RICP® - The Retirement Income Certified Professional®
Retirement Income Certified Professionals specialize in the retirement income planning field. They embody a commitment to excellence by fulfilling an extensive and intensive retirement income education requirement that covers all retirement income styles and strategies. A RICP® is able to utilize estate planning techniques, portfolio assessment, personal finance best practices, health expense analysis, home equity strategies, and more. Financial professionals earn the RICP® designation after following the program for retirement income professionals. Once qualified, RICPs® must have three years’ worth if business experience and advise retirees and near-retirees as to the best way to use the assets they have accumulated for retirement to live comfortably within a realistic budget and not run out of money prematurely.
CLTC® - Certification for Long-Term Care Consultant®
Long-Term Care Consultants are professionals that focus on the complexities and expenses of services for the aged. Those seeking professional advice can expect a CLTC holder to understand how complex long-term care planning and insurance can be. Ideally, they will see the bigger picture as it relates to loved ones who will bear responsibility in the event of incapacitation regarding the emotional, physical, and financial wellbeing of those the client loves.
AAMS® - Accredited Asset Management Specialist®
Accredited Asset Management Specialists ® designees distinguish themselves by identifying opportunities not only in investment planning, but also by making comprehensive recommendations to pursue a broad range of your financial goals—from saving for your children’s college education to tax planning strategies to building a nest egg for your retirement. With all the complex financial planning information available today, an AAMS® designee can give you knowledgeable advice on the most suitable assets and strategies for your total financial needs. Candidates must successfully complete the specialized program, sign a code of professional ethics, and complete a disclosure form attesting to their professional conduct.
