Assisting clients to gain clarity in their financial lives for themselves and their families so that they, too, can experience the “Financial Planning Difference” to help them achieve their dreams.

Helping clients to prevent the common mistakes that arise from poor planning and inadequate advice and to avoid the primary obstacles to a lifetime income.

Gaining a strategy designed to manage risk to their retirement assets is vital to helping clients maintain control of their money through the retirement years. Many times, the strategy focuses on matching expenses with income in addition to creating a retirement income strategy.

Actively investing and managing a client's portfolio to take advantage of trends and, also, implementing strategies designed to control downside risk . . . with the goal of better investment performance over time.

Helping individuals, families, and business owners preserve their assets from various unknown risks and creating a wealth preservation strategy to address potential negative future events.

Business owners need to protect one of their most important sources of wealth from the unthinkable.

For those business owners who have a significant portion of their wealth tied-up in the company, we can help unlock some of that value and transfer some or all of that to personal wealth. Others may have too much wealth tied-up in non-liquid assets which we can help diversify using different strategies (depending on the situation).

As the need for a sound education and relevant skills has increased, so have the costs for education. Planning is vital to fund this investment in your family for the next generations.

With greater wealth, the risks from unforeseen events or problems can be magnified. We can help manage those risks through the appropriate choice of investments or insurance.

Managing longevity risk or issues associated with parents can be an emotional, challenging problem which we help solve for many of our clients.

With longer lives and significantly higher healthcare costs, proper planning can protect your wealth and help ensure that you or members of your family get the care they need.

Seeking to preserve family assets from unnecessary taxes or manage investments in a tax-efficient way are two examples of the benefits of tax planning.*

*While we are familiar with tax matters, as Financial Advisors of RJFS we are not qualified to render advice on tax or legal matters. Clients are advised to consult the appropriate professional for advice.

Helping clients smoothly transfer assets to children and grandchildren and, also, to the charities they care about.

Providing stocks, bonds, mutual funds, retirement accounts, insurance, and annuities.