The allocation of your assets and how your portfolio is diversified should be unique to you and your goals. That’s why before we design and construct any portfolio, we develop a customized investment policy with an appropriate allocation of stocks, bonds and cash equivalents.

Your asset allocation is driven by your specific tolerance for volatility and desire for growth, income or cash distribution needs, tax and legal factors such as trust investment constraints, and the age and estimated life span or investment time horizon of individuals.

And, since we believe diversification is one of the most significant weapons against risk, we monitor the economic sector, industry, and company concentrations in our portfolios.^*

^*Asset allocation and diversification do not ensure a profit or protect against a loss.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.