At MCM Advisory Group, we believe our financial council is relied upon by both institutions and individuals because of the technical investment experience and level of personalized service we provide.

We take a rational approach to investing, whether helping professionals and families make financial decisions or connecting your company’s mission to prudent plan management. Our team concentrates on underlying investment principles and a simple strategy to help meet your unique financial goals. We are fully committed to uniting an understanding of your needs with financially sound advice that only a team with decades of experience can provide.

The allocation of your assets and how your portfolio is diversified should be unique to you and your goals. That’s why before we design and construct any portfolio, we develop a customized investment policy with an appropriate allocation of stocks, bonds and cash equivalents.

Your asset allocation is driven by your specific tolerance for volatility and desire for growth, income or cash distribution needs, tax and legal factors such as trust investment constraints, and the age and estimated life span or investment time horizon of individuals.

And, since we believe diversification is one of the most significant weapons against risk, we monitor the economic sector, industry, and company concentrations in our investment advisory strategies.

^*Asset allocation and diversification do not ensure a profit or protect against a loss.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Our Equity Income Strategies:

Equity markets often don’t reflect the true value of underlying securities since stock market pricing can be inefficient and subject to crowd psychology. As a result, investors who think independently and act rationally may find opportunities.

We believe that focusing on fundamentals over time can provide the greatest risk-adjusted return. Our equity income strategies are structured this way and designed with the objective to offer a consistent rate of return with higher income growth than the general stock markets. To help reach this primary objective, we invest in equity securities that have historically paid cash dividends.

Although there are no guarantees, we hold the belief that dividends paid to investors are relatively dependable. Dividend income can potentially act as a built-in inflation hedge and provide a cushion or even increase during times of market stress. We believe this can provide investors with a generally reliable income stream. Additionally, since 1960, 84% of the total return of the S&P 500 Index can be attributed to reinvested dividends and the power of compounding.*

*Source: Hartford Funds – The Power of Dividends: Past, Present, and Future (2022) Dividend-paying stocks are not guaranteed to outperform non-dividend-paying stocks in a declining, flat, or rising market. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance.