1st Half 2016
One year ago we opined that we expected “choppy markets” throughout the year in 2015. We do not believe the first half of 2016 will be much different.
We still have the same concerns of China’s slowing economy, continuing decline in oil prices, Fed rate increase uncertainty. Positives include low interest rates, low inflation, lower unemployment, and generally healthy balance sheets and profitability outside of energy and materials. Volatility will eventually lead to opportunities in the markets but currently there is a lack of sector leadership. We recommend patience over the short term and reviewing one’s asset allocations.
Overall, we are finding very compelling long-term investments in both the US and international markets. With the market currently in a downtrend, however, it is important to exercise patience as making a market bottom is usually a process that requires time.
Finally, we have received much interest in guaranteed* living benefits with income for life. There are several excellent products that could make sense for our clients under the right circumstances. We also provide free reviews of all insurance policies to make sure they still make sense or if there are better options.
We greatly value your referrals and continue to look forward to the future with optimism.
Best regards,
Ken
Links:
Raymond James, Historical Bear Markets
Staying the Course
Long-Term Investing - Two Perspectives
Views expressed are not necessarily those of Raymond James & Associates and are subject to change without notice. Information provided is general in nature, and is not a complete statement of all information necessary for making an investment decision, and is not a recommendation or a solicitation to buy or sell any security. Past performance is not indicative of future results. There is no assurance these trends will continue or that forecasts mentioned will occur. International investing involves additional risks such as currency fluctuations, differing financial accounting standards, and possible political and economic instability. These risks are greater in emerging markets. Investing always s involves risk and you may incur a profit or loss. No investment strategy can guarantee success. Companies engaged in business related to a specific sector are subject to fierce competition and their products and services may be subject to rapid obsolescence. There are additional risks associated with investing in an individual sector, including limited diversification.
*Any guarantees are based on the claims paying ability of the insurer.
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First Trust is an independent organization. Opinions expressed are not necessarily those of Raymond James & Associates or your financial advisor. The author's opinions are subject to change without notice. Information contained in this report was received from sources believed to be reliable, but accuracy is not guaranteed. Past performance is not indicative of future results. Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success. Raymond James & Associates, Inc., Member New York Stock Exchange/SIPC
