Retirees

Once you've reached this phase of your life, constant vigilance and consistent improvements can help ensure you make the most of it. As you enjoy the rewards of a lifetime of success, we can help you construct a prudent distribution strategy and plan for any changes in the markets or in your life that might place you on a new course.

Depending on the precise nature of your needs and objectives, your plan may incorporate:

• Accumulation and income-projection modeling. Understanding exactly what you need to retire comfortably and whether your current savings rate will be adequate is critical.
  
• Distribution planning. Carefully planning – and timing – withdrawals is key to preserving your assets throughout retirement.
  
• Employer-provided benefits integration. Employer-provided benefits, such as 401(k) and defined benefits plans, often form the core of retirement assets. Understanding how to most effectively integrate these benefits into your overall retirement-income strategy is crucial.