FAQS FREQUENTLY ASKED QUESTIONS

What is your minimum investment level?

We don’t look at things that way. For us, it’s not about how much you have – it’s about who you are.

Whether you have $10,000 or $100 million, we first and foremost focus on the character and integrity of the individual. Our servant hearts and faith drive us to sit down with anyone who seeks our guidance to see how we can help.

That said, certain asset levels may make more sense when considering the value we provide relative to the fees we charge. If the need is more “start-up” oriented, and our services may not be the best fit, we will still guide you in the right direction.

Ultimately, it’s not about fitting into a mold – it’s about mutual compatibility. Let’s start with a conversation, and together, we’ll determine how we can best support your goals.

How much do you charge?

We believe in transparency and fairness when it comes to our fees. While we offer commission-based accounts when that relationship is most appropriate, most of our business is in advisory relationships. In those situations, our pricing is custom-tailored to the scope of work and assets we manage for each client, with a fee structure based on Assets Under Management (AUM).

Our AUM fee is only applied to the assets we directly manage, ensuring you are never charged for anything outside of our oversight.

What we feel sets us apart is that our fee is intended to be holistic, encompassing all the services we provide, from financial planning and investment management to personalized guidance tailored to your needs. You’ll always know exactly what you’re paying – and why.

And while our fees are transparent, they are only a fraction of the value we aim to deliver.

How do I open an account?

You don’t – we do it for you.

We approach every client relationship with a heart of service and an unwavering commitment to excellence. Before we open an account, we go through a thoughtful process with you.

This includes:

• Getting to know you and understanding your goals.
• Making tailored recommendations aligned with your needs.
• Generating a personalized proposal to guide your financial strategy.

We value your time and believe everyone deserves a frictionless, exceptional experience. That’s why our dedicated team handles all the heavy lifting when it’s time to open accounts.

For us, it’s not just about the investments – it’s about creating a seamless and meaningful journey for you. As a close-knit group, we work together seamlessly aiming to ensure your experience is smooth and personalized, with Mike and Austin providing professional advice and Jenn managing the details to keep everything running effortlessly.

In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement.