An array of services For each phase and stage
Our team can support you in the thoughtful pursuit of your financial priorities. From managing and preserving your wealth to leaving a legacy, we have the services to help you pursue your vision of success.
MANAGING YOUR WEALTH
Our holistic wealth management services go beyond investment management, addressing each area of life where money intersects.
-
With the world and markets ever evolving, even the most sophisticated investor is challenged to stay informed and adapt. By using our own investment philosophy, asset allocation strategies and techniques together with those of carefully selected equity and fixed-income money managers, we strive to provide you with an institutional-quality portfolio tailored to your life.
There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation does not guarantee a profit nor protect against losses.
-
To properly prepare for a retirement that may last 30 years or more, it helps to have professional advice. We can assist you with longevity planning, income planning, tax strategies, charitable giving and managing your required minimum distributions. We can help you make the most of what you have and account for the expected and unexpected in your retirement planning.
Raymond James does not provide tax services. Please discuss these matters with the appropriate professional.
-
Through Raymond James Bank, we offer personal lines of credit*, investment accounts with check writing, online bill payment, enhanced reporting and more. We also can assist you in evaluating short-term interest-bearing instruments such as brokered certificates of deposit, and cash sweep options.
*The personal line of credit is through a margin account, which may not be suitable for all investors. Banking and lending solutions provided by Raymond James Bank, N.A. Raymond James & Associates, Inc., is affiliated with Raymond James Bank, N.A., a federally chartered national bank. Unless otherwise specified, products purchased from or held at Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.
PRESERVING YOUR WEALTH
When you reach a certain degree of wealth, preserving what you have and managing risk take on new significance. We take care of the details of managing your wealth thoughtfully so you can focus on enjoying your life.
-
By allocating your assets to a variety of sectors and investments that align with your objectives and risk tolerance, we attempt to increase the likelihood of generating a more consistent, positive return over the long term. Choosing the appropriate mix of asset classes can potentially reduce portfolio volatility.
There is no assurance that any investment strategy will be successful. Investing involves risk including the possible loss of capital. Asset allocation does not guarantee a profit or protect against a loss.
-
Because insurance protects you from the unexpected, it plays a crucial role in your comprehensive financial plan. Raymond James provides a wide array of quality insurance alternatives, including life insurance and long-term care insurance. They can offer an important layer of safety for you, your family or your business.
-
We take a tax-sensitive approach to financial planning and work with you and your other professional advisors, such as accountants or attorneys, to help minimize the impact of taxes. By developing and implementing strategies designed to lessen or shift current and future tax liabilities, we can help improve your prospects for meeting your financial objectives.
Please note: Changes in tax laws or regulations may occur at any time and as financial advisors of Raymond James, we do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.
BUILDING YOUR LEGACY
What imprint do you want to leave on this world? The wise among us know the value of making a lasting difference for others. We can support you in building your legacy, collaborating with your other professional advisors to design a plan that enables you to maintain your lifestyle while making an impact.
-
Proper estate planning can ensure that your assets accumulated over your lifetime are protected and preserved for the use you have intended. Working with your attorney, we can help you maximize your legacy and express your wishes.
Raymond James does not provide legal services. Please discuss these matters with the appropriate professional.
-
Giving has advantages beyond helping others – it can also generate personal tax benefits and advance your wealth management plan. We can help you with solutions that include private family foundations, charitable trusts, charitable gift annuities, pooled-income funds and donor-advised funds.
-
Through our affiliate, Raymond James Trust, N.A., we offer a wide range of trust structures, including special needs trusts, as well as philanthropic strategies. Whether you want to provide for your family, leave assets to charity or minimize estate taxes, we can help.
