We have elevated the role of the fiduciary plan advisor. When we started this practice, providing independent advice for a fee rather than a commission, being relentless on plan expenses, selecting prudent investments, helping set up fiduciary committees, informing on regulatory changes, assisting with plan design and being a great service provider was enough to differentiate us from the competition. Today those services should be a given with anyone you consider hiring to help you run your retirement plans. The next level is providing financial wellness programs. We have always been passionate about assisting employees to understand and participate in retirement plans. Wellness has allowed us to dramatically expand those offerings.

The first response we usually get is “We cannot afford a wellness program.” Our answer? You can and you must. Everyone has seen the great tools that recordkeepers can provide employees. The problem? The click through rate on those tools is abysmal. Our solution? An interface with a face. Use that technology to bring one-on-one advice back to the retirement plan market at a rate that every plan sponsor can afford.

You need your employees to get on board with financial wellness. Why? Reduce stress and increase productivity. Help them achieve financial independence and they’re free to move onto their next journey. Put together a benefit program that makes your company the leader in your industry and communities. We can help.

Why work with us?

• We have a unquenchable passion for helping employees save for retirement
• We provide and require full fee disclosures by all entities involved with the plan
• We maintain complete independence from any investment company or plan vendor
• We developed a fiduciary checklist to help fulfill your duties
• We fully understand our role as a premier service provider to our clients

We work with all types of corporate retirement plans from the 401(k) through the Deferred Compensation plan and everything in between.

Opinions expressed are those of the author and not those of Raymond James.

In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.