Like a wise person once said, there’s no step more important than the first. We couldn’t agree more. It’s important for our relationship to get off on the right foot. And the first thing we need to do is get to know each other. So we’ll use a variety of tools including questionnaires and interviews to understand your personal goals, current financial situation, investment experience and desired level of risk. You will also learn about our capabilities and the scope of services we offer.

We will analyze the information you shared with us, and design a plan intended to help you reach your objectives. This step may involve collaboration with your other professional advisors such as your CPA and attorney. We will present our recommendations to you, answer your questions, consider alternatives and outline the steps to implement your plan.

In this step, the rubber will meet the road, so to speak. We will implement your personalized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services. We will also make sure all necessary paperwork is completed.

Even though we list this as a step, it’s really more of a beginning to our continuing relationship. Because once we implement your plan, we’ll continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. And it’s more than a one-way street. We’ll rely on you to keep us informed of any significant changes in your life. But it’s also not all on you. Through ongoing reporting of your account activity, meeting periodically to review your portfolio’s allocation and performance, and by checking up on your current circumstances and goals we’ll be able to keep up with each other. After all, that’s what friends do.