A thorough approach to serving you well
Providing you and your family with the highest level of financial advice and guidance requires a disciplined approach. This is why we utilize a very structured and orderly nine-step process for becoming our client, establishing our professional relationship and serving you throughout the years. It involves an investment of time, but we believe you will find it is time well spent and that it significantly enriches the quality of our professional relationship by addressing every need, concern and detail of your financial life.
Nine steps to building a quality client-advisor relationship
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Your Introductory Meeting
An initial contact to make you aware of who we are and to see if there is any interest or need for learning more about us and what we can offer you.
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Your Discovery Meeting
Learning about you to determine if working together would make a good fit. We want to determine that we can be of service to you and that you are comfortable with us.
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Your Mutual Commitment Meeting
Once you have concluded that working together makes for a good fit, we enter into our client-advisor relationship with you.
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Your 45-Day Meeting
Once your investments have been transferred from previous accounts and you have received your first monthly statement, we guide you through it so you have a complete understanding of how to read and use it.
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Your Beneficiary Review
We ensure that the beneficiary information on your account documents are up to date and still reflect your wishes, and that all beneficiary forms are complete and accurate.
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Your Estate Planning Meeting
Your wishes to leave a legacy, provide for your family and support your favorite charitable causes are all addressed. We also ensure that your wills and trusts are in place.
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Your Insurance Planning Meeting
To help protect you and your family, we will consider your needs for safeguards such as life insurance and long-term care insurance.
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Your Reviews
Because markets fluctuate and changes in your personal life occur, we will review the progress of your plan relative to your defined objectives and suggest any changes where needed.
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Your Comprehensive Annual Advisory Review
Once a year for all clients within an Advisory relationship, every investment holding in your portfolio is assessed to measure its performance, potential and appropriateness to your objectives.
Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. These policies have exclusions and/or limitations. The cost and availability of Life Insurance and Long Term Care insurance depend on factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Life Insurance and Long Term Care insurance. Life Insurance commonly have mortality and expense charges, in addition if a policy is surrendered prematurely, there may be surrender charges and income tax implications. Guarantees are based on the claims paying ability of the insurance company. Please consult with a licensed financial professional when considering your insurance options.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
