Diligently Planning for moving ahead

Our first meeting is an ideal way for us to get to know you, and for you to learn about us. There is no pressure and cost. It’s simply an opportunity to get acquainted and see if there is a good mutual fit for moving forward together.

During this discovery meeting, we’d like to learn about you personally – your values, interests and relationships. We’d like to know where you are financially today and what your goals and aspirations are for the future.

It’s also a good opportunity to talk about any financial issues or challenges you may have. We understand it can be a little intimidating to share such information, particularly in areas where you think you may be deficient. We’re sensitive to that, so we strive to make you feel comfortable.

It’s also a time to get to know us. We’ll explain to you that we are here to serve not only as your financial planner, but as your investment advisor, friend and confidant.

This is where we share the financial plan we have designed specifically for you, based on all the information you shared with us in our first meeting. We will walk you through the thinking and strategy behind the plan, give you our assessment of your probability of meeting your goals, whether there are any gaps in your financial life, and how we can address them. We may also collaborate with your accountant and attorney on matters regarding tax strategies and estate planning documents.

Ultimately, we want you to be comfortable with all the details, because we know you’re more likely to stay the course – even during times of market fluctuations or personal challenges – when you have a plan you believe in, managed by a team you trust.

If you agree to move forward, we will begin all the preparation to move your account to Raymond James, implement your plan and build out your investment portfolio. Our service associates take charge of handling all the paperwork and serving as your primary contact for all administrative matters and needs.

Here, we take the opportunity to ask how everything is going with you so far. Do you have any questions about how your money is invested? Do you understand your statements? Have you set up Raymond James Client Access so you can view your account online? If there are any changes to your communication preferences, we can adjust them to fit your liking.

Our planning continues beyond just this initial setup phase. We will review the progress of your plan relative to your defined objectives and suggest any changes where needed. We consider what Raymond James research is looking like and what’s going on in the world and then we make adjustments as necessary depending on what the data tells us. We will also consider making additional adjustments based on any changes in your personal life to help ensure that your plan and portfolio stay aligned with your situation and goals. Just as important as keeping up with your investments is keeping you fully informed. That’s why you can count on regular communication from us throughout our relationship.