A comprehensive process for personalizing your plan
We go to great lengths to provide a holistic approach to custom financial planning, investment management, charitable giving and estate planning strategies designed specifically for you.
We coordinate with your other trusted advisors or can refer you to those we already work with, including CPAs, estate attorneys, charitable giving specialists and trust professionals, to help ensure that we address every essential aspect of your financial life.
We use this time-tested seven-step process from the CFP® Board:
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This first step is focused on gathering qualitative information, such as your health status, life expectancy and family circumstances, in order to begin identifying and evaluating your specific needs, wants, goals and expectations.
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The second step involves looking at quantitative information – such as income and expenses as well as learning about your values and attitudes toward planning – in order to select and prioritize goals in accordance with your current financial information.
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This step helps us gauge where you stand in terms of investments, insurance coverage, risk management, employee benefits, retirement planning and estate planning. It is designed to help us determine if you are on track to meet your goals and, if not, to consider alternative courses of action.
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This is where we will develop a financial plan tailored to you based on all the information we have gathered. It will include the timing and priority of our recommendations.
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Here, we sit down with you and discuss how we arrived at our recommendations. We address any questions and comments you may have, and consider any changes based on your feedback.
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We outline the financial products or services that will be used and establish a clear timeline. This includes the selection of specific account types, investment products and optional services, and the handling of all paperwork.
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We review the progress of your plan relative to your defined objectives, suggest any changes based on market conditions or changes in your personal life, and provide reporting of all account activity.
