In today's dynamic job market, career shifts have become increasingly common. As you embark on a new professional adventure, it's crucial to address the fate of your hard-earned retirement savings, particularly your 401(k) account. This intricate financial decision demands careful consideration, as the choices you make today will profoundly impact your future financial well-being.

Plan Participants should refer to the most current Plan Document and Summary Plan Description (SPD) for current Plan provisions and benefit details. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation.

The realm of estate planning is poised for a pivotal transformation as the calendar inches closer to January 1, 2026. This date marks the scheduled sunset of the historically elevated federal estate, gift, and generation-skipping transfer (GST) tax exemptions, instituted by the Tax Cuts and Jobs Act of 2017. Unless Congress intervenes with legislative action, these exemptions are slated to revert to their pre-2018 levels, adjusted for inflation. This impending shift underscores the urgency for high-net-worth individuals to strategically leverage the current exemption limits before the window of opportunity closes.