Articles

Getting married is a wonderful milestone in life, but it also comes with a lot of responsibilities, including the need to manage your finances effectively. As newlyweds, there are several important steps you can take to help set yourselves up for a strong financial future.

Looking back at the last 3 years, we truly are in unprecedented times when it comes to markets, investing, and the macro economy. It started with a worldwide pandemic in 2020, a massive government response to quell financial consequences of having to shut down, a rocket bull run from the summer of 2020 to January of 2022, inflation heating to levels not seen since the 70's and early 80's, and a Fed response to fight that inflation by raising rates at a faster clip than at any point previously.

Investors are well aware of the difficult markets we've experienced so far in the year 2022. The difficulties aren't just in stocks but have spread to bonds and international markets.

It seems the primary purpose for the news today is to terrify us. If it is not about a pandemic, it is to convince us we will never achieve our financial goals because of the market’s recent declines. If you are tuned in at all, you are reminded constantly that the market has reached an “official bear market”. This is defined as a decline of 20% or more from the most recent market high.

Released 9/10/2021

Each year, I spend time on various golf courses with family, friends and clients. Some wonder why you would use four hours of your day to play a game that can be maddening yet satisfying. I’ll share some points that hopefully will provide some steps to take for the golf journey.

Released 6/24/2021

When I was a little girl, I dreamed of being an attorney. Defending the innocent and putting away the bad guys. I have never missed an episode of “Law and Order.” I assure you that financial adviser was never on my radar.

Released 10/25/2020

The ultimate goal of investing is to make a return on your money. The reason the return is important is unique for each of us. Maybe you want to retire, pay for your child's college or leave a legacy.

Released 10/6/2020

Benjamin Franklin is credited to stating "nothing in this world can be said to be certain, except death and taxes." However, you only die once. You face taxes every day. Payroll tax, income tax, sales tax, use tax, self-employment tax, property tax, excise tax, alternative minimum tax, capital gains tax, etc.

Released 04-21-2020

Roberta Eckert, VP at Nationwide Retirement Institute provides a slideshow webinar over Social Security benefits for various life situations.

Released 04-08-2020

Michael Hayman, VP Asset Management Services at Raymond James & Associates gives a Market Update & a brief word on the upcoming presidential election.

Released 03-04-2020

Jim Ed and Paul discuss the Coronavirus and the impact of this on the 2020 Financial Outlook

Released 01-07-2020

Most owners dream of building a business they can sell. Fulfilling all the dreams of family time and hobbies sacrificed to build the business empire. Only to find out, after taxes & fees, the sale proceeds do not generate an income comparable to the cash flow from the business. This is the reality business owners staring at retirement eventually wake up to.

Released 10-23-2019

One of the things I enjoy sharing with young professionals are steps to consider to help them start their financial journey to reach a successful end result. Each person has a definition of success, so any plan must match the end goal for the unique circumstances we each possess.

Released 08-03-2019

Troy Kestner is passionate about helping people. As a financial planner, he is clearly in the right profession.