An objective, third-party review of your existing plans ensures that all appropriate steps have been executed. We start by developing a thorough understanding of your family or business structure addressing a wide variety of issues including:

• Liquidity
• Asset management plans
• Potential liability concerns
• Current or future insurance needs
• Tax structure and rates
• Retirement planning needs
• Asset Titling and Estate Transfer Plans

In building your personalized plan, we split assets into:

• A primary asset group
• And a second, discretionary asset group.

We initially focus on the primary asset group and develop a plan focused on creating enough cash flow to address your lifestyle needs. The second step in the plan is to address the "discretionary" asset base, those assets that need to be managed and grown for future use or transfer. We create longer term strategies to address retirement plans, future growth, total return, tax deferral, estate planning and tax reduction.

We help you work through the planning process with you and your family as well as other advisors to plan for an asset base for future needs and successive generations. Whether you are the first generation, or the fifth, we consider the protection, management and growth of your assets as important to the longevity of your family, or business, and its name in the community. We help you identify strategies and plans to address:

• Future cash flow needs
• Next generation needs
• Specific family goals or legacies
• Charities or other causes to be supported
• Dissemination of wealth based on family structure
• Wealth held intact with management by a board or single family member