Financial goals:
How much do I need?
When do I need it?
How can I get there?
How will I make it last for my lifetime?
These are the questions we seek to answer for our clients. Working together we develop a plan to help you determine and meet those goals, while striving to keep risk and volatility to an acceptable level. We know that life changes and so may your needs. We design our plans to be flexible to meet those life challenges as they occur.
If you are accumulating assets for the future we can help you systematically invest to help make sure that you are financially prepared for a "work optional" future lifestyle. This will include Social security as well as Medicare planning. We help you make that transition as you begin a whole new adventure and a less "structured" chapter in your life.
If you are retired, we want you to have confidence, knowing that we are doing everything possible to plan for your assets to care for you for your lifetime. We will then work to avoid probate and taxes while passing those assets on to your children and grandchildren smoothly and efficiently. We have been fortunate to be able to work with as many as 4 generations in one family at the same time. We work to make sure the "government and taxes" are not included in your estate.
