We treat you with respect And like family

Money matters are inherently personal, revealing what you truly value and your vision for life. That’s why we believe your financial advice should be just that – personal, tailored to your path in life. In order to create that personalized plan, we start with getting to know your values and vision. A natural result of these meaningful conversations is a strong relationship based on a deep understanding.

We follow a six-step process to help you simplify the complexities in your financial life, the basis of which was developed by the Certified Financial Planner Board of Standards. It is designed to help us develop a true sense of who you are and what you expect, so we can build a strategy that addresses the saving, growth and careful distribution of your retirement income. And it all begins with getting to know you.

Sitting down at the table together

We clearly explain and document the services we will be providing to you and define both our and your responsibilities.

Laying it all out, including your goals

We assemble all information regarding your financial situation, mutually define your personal and financial goals, understand your time frame for results and discuss your tolerance level for risk. This is vital information we need before moving forward.

Crunching the numbers

We analyze this information to assess your current situation and determine what action is required to meet your goals. This step may include analyzing your assets, liabilities, cash flow, insurance coverage, investments and tax strategies.

Sharing and refining personalized recommendations

We offer financial planning recommendations that address your goals, based on the information you provided. We review the recommendations with you and help you understand them, so you can make informed decisions. We carefully listen to your questions and concerns and revise our recommendations, as appropriate.

Putting your financial plan in motion

Once the financial plan meets with your approval, we carry out our recommendations, coordinating the process with you and, when appropriate, other professional advisors, such as your accountant or attorney.

Monitoring your financial plan

With your authorization, we will monitor the progress toward your goals and report to you periodically, review your situation and adjust the plan, if needed, as your life changes.