An objective and pragmatic approach to wealth management

Managing the complexities that wealth can often bring, our team provides strategies for wealth preservation and transfer, risk management, liquidity management, charitable giving and management of concentrated asset positions. Our sophisticated guidance can help you navigate the demands of your wealth while making the most of its rewards.

Components of wealth management can include:

• Financial planning
• Investment management
• Asset allocation
• Estate planning
• Trust services
• Retirement planning
• Risk management
• Tax planning
• Insurance planning*
• Business succession planning
• Multigenerational planning
• Wealth transfer
• Charitable giving strategies

*Offered through Raymond James Insurance Group, an affiliate of Raymond James & Associates, Inc

Our financial strategies are designed to efficiently manage the transfer of wealth from one generation to the next, and mitigate related tax issues.

Whether educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that assets accumulated over your lifetime are preserved for the use you have intended. By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.

Based on the unique destination you’ve envisioned, and the stops you’d like to make along the way, we’ll work with you to create a strategic retirement plan designed to help you reach your goals while preserving your assets.

We can help you with every phase of planning for your retirement. During your working years, we’ll develop and monitor a wealth accumulation plan based on your specific goals and objectives. As you approach retirement, we’ll assist you with critical decisions regarding retirement plan options, Social Security and tax planning. Then once you are retired, we will determine tax-efficient income and wealth transfer strategies designed to help you in retirement. Learn more

To help you navigate a constantly changing financial environment, we construct our portfolios through a thoughtful and objective process. Depending on your risk tolerance, the economic environment, your specific objectives and other factors, we determine an appropriate mix of your assets across different investment types as well as select portfolio strategies and investment managers. Overall, we can help you balance the risks and returns of investing based on your needs and goals.

Diversification and asset allocation do not guarantee

Asset allocation does not guarantee a profit nor protect against loss.

Investing involves risk and you may incur a profit or loss regardless of strategy selected.

There’s more to financial planning than just a portfolio and a retirement strategy. You have many things to plan for now, soon and well into the future, so we look at financial planning through a wide lens, and develop strategies designed to keep you comfortable in the present while helping you reach your near- and long-term goals.

Our comprehensive financial planning services include:

• Net-worth analysis
• Cash flow planning
• Strategic asset allocation
• Retirement planning
  • Traditional IRAs
  • Roth IRAs
  • Qualified retirement plans
  • Company retirement plan rollovers
• Education planning
  • Education savings accounts
  • 529 college savings plans
  • Custodial accounts
• Trust and estate planning
• Insurance and annuities*
• Liquidity and cash flow strategies
• Tax planning and liability management

*Offered through Raymond James Insurance Group, an affiliate of Raymond James & Associates, Inc