What a year it has been! The markets sure had a lot to process this year—from surprisingly resilient economic data, to the Fed kicking off its easing cycle to an unprecedented presidential election season. Let’s not forget another year of 20+% gains from the S&P 500, 56 new record highs and massive US equity outperformance relative to the rest of the world. And as we peer out on the horizon, 2025 is shaping up to be another pivotal year. As we round out 2024, please take a look at some articles that might be of benefit to you! If you have any questions, please don’t hesitate to reach out to a member of the team.

When Travelling…

https://www.msn.com/en-us/travel/news/where-s-the-safest-place-to-put-your-passport-when-you-re-traveling/ar-AA1uyIow?cvid=6ef3efb7cdc64d9e9011b1fc8ae0f6f7&ei=12

3 Important Changes to Social Security in 2025

https://retire.ly/2024/11/25/3-social-security-rules-that-are-changing-in-2025-and-1-age-old-rule-that-sorely-needs-an-update/

Thoughts on why the Market Likes the Idea of Scott Bessent as Treasury Secretary

https://www.kiplinger.com/investing/stocks/what-scott-bessents-treasury-secretary-nomination-means-for-investors

Try this Retirement Savings Calculator Out – it May Surprise You

https://www.kiplinger.com/retirement/retirement-planning/600895/retirement-savings-calculator

The Potential Elimination of Social Security Tax and its Consequences

https://retire.ly/2024/11/25/federal-taxes-on-social-security-benefits-could-be-eliminated-if-trump-has-his-way-but-theres-a-dark-cloud-with-this-silver-lining/

A Wellness Getaway? Look No Further

https://www.kiplinger.com/personal-finance/best-places-in-america-for-wellness-tourism

A Checklist when Considering Charitable Giving

https://www.kiplinger.com/personal-finance/steps-to-plan-your-charitable-giving

The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of the author and not necessarily those of Raymond James. Links are provided for educational purposes only. The S&P 500 is unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.