The US remains a bright spot in global equity markets following the election as President-Elect Trump's protectionist and "America First" philosophies are expected to support US economic growth relative to other developed nations. The S&P 500 has outperformed the MSCI All Country World Index (ACWI) Excluding US by 4.9% in November month to date. This outperformance already ranks in the 95th percentile of monthly performance of US equities relative to international in the post-GFC era. While US equities trade at a premium to international equities from a valuation perspective, this premium is well supported by fundamentals. If you have a moment, please take a look at some important news in the industry as well as some topics that may pertain to you personally below.

Have a pension plan with a Cash Out Option?

https://www.kiplinger.com/retirement/should-you-take-pension-as-a-lump-sum

It’s getting close the Holidays and Gift Cards are always popular:

https://retire.ly/2024/11/09/4-little-known-gift-cards-you-should-always-buy-at-costco/#google_vignette

You may put more into your 401(k) this year:

https://retire.ly/2024/11/09/401k-contribution-limits-are-going-up-in-2025/

Good Advice for planning for your retirement peace of mind

https://www.kiplinger.com/retirement/keys-to-retirement-planning-and-peace-of-mind

Tips for saving money over the Holidays:

https://www.kiplinger.com/kiplinger-advisor-collective/tips-for-surviving-the-holidays-and-sticking-to-your-financial-goals

Considering Long Term Care?

https://www.yahoo.com/lifestyle/caregiving-tired-stressed-poor-retirement-090918064.html

https://www.neamb.com/family-and-wellness/the-good-daughter-a-caregivers-longterm-care-story

Tell Your Kids

https://finance.yahoo.com/news/safe-sex-help-taxes-condoms-090717582.html

You Still Have Time to look at your Medicare plan this year:

https://www.yahoo.com/news/medicare-enrollments-major-changes-mull-091127536.html

The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of the author and not necessarily those of Raymond James.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.

The MSCI ACWI (All Country World Index) is a free float-adjusted market capitalization weighted index that is designed to measure the equity market performance of developed and emerging markets. As of June 2007 the MSCI ACWI consisted of 48 country indices comprising 23 developed and 25 emerging market country indices. The developed market country indices included are: Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Greece, Hong Kong, Ireland, Italy, Japan, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, the United Kingdom and the United States. The emerging market country indices included are: Argentina, Brazil, Chile, Chine, Columbia, Czech Republic, Egypt, Hungary, India, Indonesia, Israel, Jordan, Korea, Malaysia, Mexico, Morocco, Pakistan, Peru, Philippines, Poland, Russia, South Africa, Taiwan, Thailand, and Turkey.