Building a financial plan tailored specifically to you
Our mission is to make financial planning easy, informative and engaging. Using innovative and collaborative planning tools, we can help you have a realistic plan for confidently pursuing the goals that are important to you.
We believe that sound financial planning can help you get more out of life. By that we mean enabling you to spend more time focused on what you enjoy doing and less on wrestling with financial matters.
Once we have developed your plan, we’ll stress-test it to gauge its probability of a successful outcome, and look at any tradeoffs that can be made to attempt to improve the odds. We use a well-structured process for building your plan that includes the following steps:
This first step is focused on gathering qualitative information, such as your health status, life expectancy and family circumstances, in order to begin identifying and evaluating your specific needs, wants, goals and expectations.
The second step involves looking at quantitative information – such as income and expenses as well as learning about your values and attitudes toward planning – in order to select and prioritize goals in accordance with your current financial information.
This step helps us gauge where you stand in terms of investments, insurance coverage, risk management, employee benefits, retirement planning and estate planning. It is designed to help us determine if you are on track to meet your goals and, if not, to consider alternative courses of action.
This is where we will develop a financial plan tailored to you based on all the information we have gathered. It will include the timing and priority of our recommendations.
Here, we sit down with you and discuss how we arrived at our recommendations. We address any questions and comments you may have, and consider any changes based on your feedback.
We outline the financial products or services that will be used and establish a clear timeline. This includes the selection of specific account types, investment products and optional services, and the handling of all paperwork.
We manage the progress of your plan relative to your objectives, suggest any changes based on market conditions or changes in your personal life, and provide ongoing reporting of account activity.
