A DISCIPLINED PROCESS that begins with you
No two clients are alike, so our financial planning process starts with listening. We don’t just discuss your account balances, but take a deep dive to understand your cash flows, family picture and aspirations. Together, we develop a custom financial plan that acts as a road map to reaching your goals, evolving as your life does.
We also utilize Goal Planning & Monitoring, an innovative financial planning software from Raymond James, to help us visualize where you are on the path to reaching your goals and to track the progress of your financial plan each step of the way.
As time passes, we strive to be proactive on your behalf, so it’s essential that we maintain excellent communication. Staying in touch with you is not only part of our job, it’s one of our great joys – fostering long- lasting relationships.
Here are the basic steps that outline how we build your financial plan.
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First, we get to know you. We listen and build an understanding of your personal goals, current financial situation, investment experience and risk tolerance. We’ll also share our capabilities and explain the services we offer that can help you meet your objectives.
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Next, we will analyze what you’ve shared with us, taking into account your comprehensive financial situation, in order to design your plan. This step may include collaborating with your other professional advisors such as your accountant and attorney. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.
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With your approval, we will execute your customized strategy using the extensive research and resources available to us through Raymond James. This involves the selection of specific account types, investment products and optional services, and the handling of all necessary paperwork.
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Once your plan is implemented, we will continually monitor its progress relative to your goals and suggest any changes where needed. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews. We stay connected with you, as well, ensuring we’re aware of any changes in your life – big or small – that might impact your financial situation.
IMPORTANT: The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.
The return assumptions in Goal Planning & Monitoring are not reflective of any specific product, and do not include any fees or expenses that may be incurred by investing in specific products. The actual returns of a specific product may be more or less than the returns used in Goal Planning & Monitoring. It is not possible to directly invest in an index. Financial forecasts, rates of return, risk, inflation, and other assumptions may be used as the basis for illustrations. They should not be considered a guarantee of future performance or a guarantee of achieving overall financial objectives. Past performance is not a guarantee or a predictor of future results of either the indices or any particular investment.
Goal Planning & Monitoring results may vary with each use and over time.
The images [and/or screenshots] are reproduced from the Goal Planning & Monitoring financial planning software, ©PIEtech, Inc. Used with permission. All rights reserved
