What We Do

For many investors, wealth comes in the form of concentrated shares in a single company. We can utilize techniques to help address the significant risk in a concentrated portfolio using hedging, monetization, diversification and charitable strategies.

Through Raymond James’ wholly owned subsidiary, Raymond James Insurance Group, we can offer a variety of insurance strategies to help clients manage risk, including:

• Life Insurance
• Long-term Care Insurance
• Disability Insurance

While many individuals give to charity, few take the time to create a well-designed charitable strategy that considers personal tax benefits and control over your investments. We can assist with strategies such as:

• Charitable Remainder Trusts
• Charitable Lead Trusts
• Pooled Income Funds
• Charitable Gift Annuities
• Donor Advised Funds
• Private Family Foundations

For many, Section 529 college savings plans are an attractive way to fund a family member’s higher education. In addition to tax-favored accumulation and withdrawal, you can maintain control over the assets in a 529 plan and change the beneficiary over time. Others may consider the Coverdell ESA, especially when funding for primary or secondary education expenses.