Divorce Planning

Divorce not only has an emotional impact to individuals and children involved, but can generate financial uncertainties as well. What will my financial picture look like after divorce? Can I stay in my home or should I downsize? Will I outlive my assets? How should I invest the money I receive in the settlement? Should and can I establish credit in my own name?

Whether you are considering divorce, presently going through a divorce or have been divorced for several years, we can help. Megan Ringwelski is a Certified Divorce Financial Analyst® professional, qualifying her to assist clients through the divorce process and envision the long-term financial impact of their proposed divorce settlements. She can coach you through the financial details of your situation, support with the creation of a financially-sound settlement options to protect your interests and help reduce costly mistakes. What might first appear as an equal distribution of an asset may not be fair after considering the original cost basis and tax implications of liquidating or transferring the asset.

Working closely with your CPA and divorce attorney, Megan can help with valuing and dividing property, analyzing pensions, retirement plans and stock options, long-term financial projections of settlement options, and tax implications. As a CDFA®, Megan provides a high-level of personalized support to all her divorce clients, educates them on their own financial picture, create a comprehensive financial plan and in-depth budget, and helps them identify their highest priorities before entering into negotiations. Her clients become more confident in making financial decisions, avoid financial mistakes and start to envision their new lives.

Resources: