Services to address all of your important priorities
Your financial objectives may range from accumulating wealth to planning for retirement to making your money last as long as possible through retirement. In fact, over the course of your lifetime, you will undoubtedly pursue all of these goals. With a full range of financial services, we can help you prepare for all the significant milestones of your life.
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There is much more to your life than simple transactions and returns. Similarly, there’s more to financial planning than just a portfolio and a retirement strategy. The financial plan we develop for you is designed to keep you comfortable in the present while helping you reach your near- and long-term goals.
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We take a disciplined and coordinated approach to managing and preserving wealth, addressing the complexities and issues unique to individuals and families who have accumulated a substantial level of assets. In order to cover all aspects of your financial life, we’ll often collaborate with your CPA and attorney.
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We help you plan for all the goals and stages of a full, long-term retirement. Because people are living longer today, the possibility of going 30 years without a paycheck takes careful planning and disciplined investing. We can create a plan designed to help make your money last your lifetime.
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If your goals include providing for the future of a child or grandchild, we can help you explore your options and develop an education funding strategy. We can help you provide for this opportunity with investment vehicles such as Coverdell education savings accounts, 529 college savings accounts and specialized trust vehicles.
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Whether it’s providing income for a spouse, educating children or grandchildren, or leaving money to your favorite charity, proper estate planning can help ensure that your assets accumulated over your lifetime are preserved for the use you have intended.
We can offer financial solutions to efficiently manage the transfer of wealth, and its related tax issues, from one generation to the next. By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.
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We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants, tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies that could lessen or shift current and future tax liabilities, we will work to help you protect your assets from unnecessary tax burdens.
In addition to impacting your life today, prudent tax planning can play a large role in the amount of wealth you will be able to someday transfer to your heirs. Keep in mind that tax laws are often complex and frequently change.
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Through the resources offered by Raymond James, we can help you create a charitable giving plan that not only helps the organizations you are passionate about, but also has the potential to generate personal tax benefits and further your overall wealth management plan.
