A plan grounded in research

Behind every plan we create is a solid foundation based in research and deep data. After reviewing current economic, political and financial environments, as well as asset classes including stocks, bonds, cash alternatives and alternative investments, we determine recommended holding percentages for each of these assets.

Not only do we consider our overall outlook for the investing landscape, but we also dig into details for each specific asset class as we review our expectations for various investments. Since different areas of the market may represent better investment opportunities during different times and market cycles, we allocate investment capital to the areas we believe offer the best risk-adjusted, forward-looking results. Of course, we always do this with an eye on complementary opportunities for a well-balanced and diversified portfolio.

After defining our strategy, we determine how to move forward with our clients’ investment plans. We carefully select professional managers or individual securities for each asset class – our research helps us narrow down the multitude of choices to what we believe to be the highest-quality managers and investments. Our decisions are guided by the management firm’s culture, experience, investment philosophy and process, as well as fees, tax efficiency and risk/return characteristics.

Since your needs, and the financial markets, evolve, we regularly review our investment policy, manager selections and your portfolio performance, and make allocation or investment changes as needed. Portfolio rebalancing is also considered to help ensure your assets are in line with your risk tolerance and optimized for growth.