It's never too early to start planning

If you are still many years from retirement, we hope that planning for it isn’t relatively low on your list of priorities. That’s because as time passes, planning for retirement can quickly become your most important goal, and the foundation that you lay today will pay off in the future.

Time is your most valuable advocate when you start your retirement planning early. Benefits of planning early include:

• Compounding – The longer you invest the more potential your money has to grow.
• Market fluctuations – By investing early and allocating appropriately, you have an increased chance of hedging the impact of market fluctuations.
• Balancing life’s changes – If you’re raising a family, you may be considering buying a new house or sending children to college. These decisions can affect your retirement plans, but the sooner you start preparing the greater your chances of accomplishing those objectives.
• Identifying your retirement goals – The sooner you can identify your lifestyle objectives for retirement the more time you have to attain those objectives.

We can help you remain focused on your long-term plans, make sense of financial market developments and determine how to respond to those changes. Planning and focus are vital to realizing your retirement objectives.

Meg and John – their story

Life is an adventure for Meg, John and their family. Though military life has its challenges – especially when it comes to raising three children – it has also enabled them to literally see the world together. Retirement at a young age is a goal for this globetrotting couple. But they also have children to put through college. They’ve been saving but now have assets in many different places. They’d like help in bringing everything together to make it all easier to manage – including a military pension – and they’re looking for knowledgeable financial guidance to help them in today’s decisions as well as the ones they’ll face tomorrow. We’re here to help them invest in their remarkable life.

There is no assurance that any investment strategy will be successful. Investing involves risk including the possible loss of principal. Asset allocation does not guarantee a profit nor protect against loss.

This is a hypothetical example for illustration purpose only and does not represent an actual investment.