Comprehensive guidance
to support your needs
Our clients are a diverse group ranging from individuals and families to businesses. We recognize the differences in the lives and business of our clients and we are committed to providing personal financial guidance.
-
Many of our clients came to us seeking a plan for a new beginning. Many are widows or experiencing a divorce. Each scenario brings profound change and uncertainty to life. They sought a strategy unique to their situation where technical expertise could be implemented in an understandable and approachable way. Some were overwhelmed with the sole burden of managing their financial affairs and wanted a trusted advisor to shoulder these decisions allowing them to focus on areas they enjoy most.
"42% of all women lack financial security."
Source: Analysis of U.S. Census data by Wider Opportunities for WomenYou may find yourself asking:
- How can I best organize my financial affairs?
- Who can I trust for guidance in financial matters?
- Are my assets positioned appropriately?
- How will my income and expenses change?
- What is the best way to fund a child or grandchild’s education?
- What happens to retirement plans and 401(k)s now?
We invite you to review our article titled "Women and Money: Taking Control of Your Finances".
And if you would like to talk with us, please contact us here.
You should discuss tax or legal matters with the appropriate professional.
LEARN MORE -
As the date you worked towards for so long approaches, you may have many unanswered questions. Clarity in your decision is vital as you choose between retirement options. Perhaps you need an experienced voice to help you anticipate what the next phase of your life will look like.
We can help you address these important choices and guide you in answering the following:
- Can I afford to retire?
- What should my target date be for retirement?
- How do I position my 401k during this critical time?
- How much income can my portfolio generate?
- Should I take the pension in a lump sum or over my lifetime?
- Should I take Social Security now or wait?
- How much will I receive if I take Social Security and continue to work?
The following article, "Reaching Retirement: Now What?", provides more information.
For over 15 years we have helped clients answer questions like these, and we can assist you with your personal situation as you plan for retirement. We invite you to call 985.641.0111 or contact us here for a complimentary consultation.
LEARN MORE -
You are entering the phase when your income becomes dependent on your investment portfolio. This can be overwhelming in today’s financial environment. Concerns such as running out of money and wondering if significant lifestyle changes are needed may weigh on your mind. In addition, the role Social Security plays in retirement is often misunderstood.
This can be the time when you take a good look at your entire financial picture and ask yourself several important questions:
- Have I saved enough to completely retire?
- Can we maintain the same lifestyle we had while I was working full time?
- How much income can my portfolio generate?
- Which account should I tap first for my retirement income?
- Should I take Social Security now, or wait?
- Will my portfolio keep up with inflation?
- How will my tax liability change once I retire and begin to withdraw money?
You may be interested in the following article titled "Common Factors Affecting Retirement Income". Contact us here for a complimentary consultation.
LEARN MORE -
You may find yourself consumed within your own expertise with little time to devote to your bigger financial picture. A lack of focus on retirement goals, for example, can be costly in both time and money. Also, working with an advisor who can coordinate the services of other skilled advisors can help to minimize taxes and lead to greater control over your financial future.
Many of our professional clients came to us with some of these questions, seeking a synchronized approach to their financial lives.
- Which retirement plan is best for me and my company?
- Am I costing myself money by not devoting enough time to my finances?
- How often should I rebalance my portfolio?
- How can I protect my personal assets against business liabilities?
- What should I do with my company stock options?
- How does the value of my business affect my Estate Plan?
Knight Wealth Services team will be happy to look at your current retirement plan or review your financial goals to begin a path forward. Please contact us to set an appointment or call 985.641.0111.
For more information you can view the following article: Getting Help from a Financial Professional. LEARN MORE -
Disaster, upheaval, and catastrophe are words we hear on a daily basis. These words can be overwhelming, cause uncertainty, and inaction for investors. Procrastination and emotional responses to events are possible causes for retirement portfolios underperforming.
As Washington D.C. and the news media move from one crisis to the next, investors should ask themselves:
Am I in the appropriate portfolio?
Is my portfolio equipped for interest rates rising?
What contributes to the volatility of my portfolio?
Am I confident that my retirement plan is on track?
Your financial wellness is about structure, clarity, confidence and making sure it is aligned with your long-term financial goals. Our passion is to help people turn seemingly impossible goals into a routine that can be achieved over time. Our process focuses on:
- Gaining a clear understanding of your financial picture to make more informed decisions,
- Collaborating with you to bring together all the pieces of the puzzle for a comprehensive view of your situation,
- Ensuring our process offers objective advice and transparency of fees,
- Ongoing monitoring as circumstances change.
The Importance of a Financial Second Opinion
Your Financial Well-being is critical to stability and independence. Whether you are currently working with a financial advisor or trying to manage your finances yourself, a second opinion can give you a brand-new perspective.
We Invite You To Take Two Steps:
First, look over the "7 Key Questions You Should Ask Your Financial Advisor" , then, gain greater control over your financial future.7 Key Questions You Should Know About Your Financial Advisor
- What can I expect?
- What is your experience?
- What are your credentials?
- What services do you offer?
- What process do you follow to help me accomplish my goals?
- Do you specialize?
- How are you compensated?
-
Sudden Money is a term coined to refer to an individual’s financial life changing in an instant. This could be the result of an inheritance, a lawsuit, or even winning a lottery. Regardless of how it happens, you need to make critical financial decisions in order to preserve and maintain the windfall. The effects of these decisions will have lasting consequences and therefore require guidance and expertise.
Consider the following questions:
- Do I now have an Estate Problem?
- What Tax ramifications will there be?
- Should this money be managed differently from my other money?
- Is this money considered Separate Property?
- Is this enough money to significantly change my lifestyle?
- What can I do to preserve it and invest?
We invite you to call Knight Wealth Services at 985.641.0111 to schedule a complimentary consultation to discuss your unique situation.
LEARN MORE -
After decades of work, you’ve made it to a well-deserved stretch of freedom called retirement. Now the question is how to make your money last through this new phase of life. As your financial guide, we’ll help you figure out a withdrawal strategy that fits your situation and helps you pursue meaningful goals. After all, you’ve got a lot of living to do.
LEARN MORE
