"Financial planning is a lot like coaching. You have to start with the basics and train for the long term – you can't give up at halftime or in the fourth inning."
"The same passion I bring to the field as a coach, I bring to the table as a financial advisor."
"With the ebb and flow of the game – or the market – it is important to stick to the game plan and not react with emotional recklessness."
"I believe that two components of great coaching are to be caring and to be candid, whether it's with your players or with your clients."
401(k) calculator
A 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, all contributions and earnings to your 401(k) are tax-deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Second, many employers provide matching contributions to your 401(k) account.
Calculators are provided by an independent third party and are being made available to you as self-help tools for your independent use and are not intended to provide investment advice or be representative of actual results. We do not guarantee their applicability or accuracy in regards to your individual circumstances. The determinations made by these calculators should not be construed as guarantees or projections. Moreover, the reasonableness of certain information may change over time because of changes in tax law, investment trends and your personal circumstances. The information contained here is based on current law and has been obtained from sources believed to be reliable, but we do not guarantee its accuracy. Investment results can vary considerably depending on the type of securities involved, general market conditions and other factors. It is important that you periodically review and update your plans.
Raymond James does not provide tax or legal advice. You should contact your tax or legal advisor concerning your particular situation. All investments carry a degree of risk, and past performance is not a guarantee of future results.
This calculator illustrates the advantages of tax deferral and is not indicative of any security’s performance. Expenses have not been included in this example. They will affect performance. Any withdrawals may be subject to income taxes and prior to age 59 1/2 a 10% federal penalty tax may also apply.
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Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.