Our Services

Everyone has questions regarding this major life transition.

Have I saved enough? When and how can I access my retirement funds? Can I afford to retire early? How will I pay my monthly bills once I retire? When should I start Social Security and Medicare? 

Your questions will lead us to a meaningful conversation regarding your priorities, values and concerns in retirement. 

We know that the planning doesn’t stop when your paychecks do. Our Retirement Transition Process supports you through all the stages of retirement: preparing for and entering retirement, enjoying your early years, planning for diminished capacity, and overcoming unexpected obstacles that may threaten your plan.

As your life changes, so will your plan. We will review regularly and make adjustments, as needed, along the way.

We utilize a disciplined planning process that accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets.  We know the only constant in life is change, which is why we will meet regularly to review and update your plan.

Our resulting financial plans are dynamic, vibrant and as distinct as the individuals and families they represent. Simply put, we believe our business is people and their financial well-being, and we are as committed to your success as you are.

Our priority is to help you make informed financial decisions about the components of your portfolio. As your trusted partner and fiduciary, we help you pursue your goals by constructing, managing and monitoring a portfolio that is customized to suit your needs. Through clear communication, we help you understand what you own and why, placing your best interests above all else.

Since our branch was founded in 1984 we have sought to offer a diverse range of investment options to suit the values of our clients. Sustainable investing options or “ESG” (Environmental, Social & Governance) investments have evolved to keep pace with their traditional competitors – it is no longer necessary to sacrifice returns. 

We can work to proactively incorporate ESG investments that focus on areas such as green energy or companies with progressive employment policies.  Conversely, we can screen your existing portfolio to identify investments that do not meet your values.

We welcome your questions regarding how your values may be incorporated into your investment portfolio.

Investing involves risk and you may incur a profit or loss regardless of the strategy selected. There are additional risks associated with Sustainable/Socially Responsible Investing (SRI), including limited diversification and the potential for increased volatility. There is no guarantee that SRI products or strategies will produce returns similar to traditional investments. Because SRI criteria exclude certain securities/products for non-financial reasons, investors may forego some market opportunities available to those who do not use these criteria.  Investors should consult their investment professional prior to making an investment decision.

Having an estate plan to control the distribution of your assets benefits everyone – you, your family and the causes you care about – and can help mitigate potential pitfalls in the future.

Our experienced team has the resources to assist your attorney and CPA with a personalized plan that not only helps to preserve your assets but also helps you share your wealth with the people and charities you care about most.

We tailor your financial plan to prepare for the unexpected, which could include preserving your estate with long-term care insurance, building a protective cushion with life insurance, and combining protection and tax-advantaged growth opportunities with annuities. Working together, our team helps you protect your overall financial plan, your way of life and your ability to reach your goals even when the unexpected happens.

Guarantees are based on the claims paying ability of the insurance company.