There is more than one way to save for your kids' college education

It’s never too early or too late to begin saving for your child’s college education. The important thing is you start planning now. There are many college savings alternatives available, and your financial advisor can help you decide which one fits your unique situation best.

Consider the following before selecting a plan

• What are the tax benefits?
• Who controls the funds?
• How much risk is involved?
• Are there contribution limits that may hinder your ability to meet savings goals?
• Are large contributions subject to gift taxes?