Guidance for the big picture and finer details
A Comprehensive Approach To Wealth Management
A Personalized Approach to Sophisticated Wealth Management
Managing our clients' wealth, as well as helping to preserve and manage their net worth, requires a team of experienced financial professionals. Drawing upon the resources of a national, full-service firm along with sharing our personal attention and insight, we are able to bring comprehensive wealth management solutions to our clients.
As we work one-on-one, we create and implement tailored financial plans to help achieve our clients' long-term goals, whether designing tax-efficient strategies to monetize company stock or options for corporate executives, planning for retirement or helping small business owners and start-up companies find solutions to the challenges they face as their businesses grow. And by regularly monitoring our progress and making adjustments based on our clients' needs, we help ensure they receive both the attention and investment solutions that fit their evolving lives.
We believe in active portfolio management to help create high quality portfolios for our clients. Combining our analytic tools and research along with those of Raymond James, we develop forward-looking risk, return and correlation assumptions for different asset classes.
When developing our clients’ unique plans, we take the following key steps:
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Before we begin diversifying and managing your portfolio, we take the time to get to know you, your financial situation and investment experience. This focus on your history and needs helps us capture a general understanding of your time horizons, risk tolerance and any risk aversions you may have.
Once we learn as much as we can about your total financial situation, we perform an initial analysis for you. This uncovers and identifies possible weak areas in your current portfolio, which we can help improve on.
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Hand-Selecting Managers:
- We only choose portfolio managers we deem "best-of-breed.”
- Those employed must add value based on our stringent, quantitative and qualitative requirements.
Managing Risk:
- We use a variety of asset classes.
- Key investment types have little or no correlation to each other – and respond differently to various market developments.
- When properly allocated, a group of investments may help mitigate risk and maximize return throughout various market environments.
Remaining Style-Neutral:
- Our approach is similar to many universities and pension funds – we use broad diversification* to potentially generate higher returns while helping to minimize risk exposure.
- Portfolios are constructed using globally diversified investments.
*Asset allocation and diversification do not ensure a profit or guarantee against a loss.
International investing involves special risks, including currency fluctuations, different financial accounting standards and possible political and economic volatility.
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We have designed a rigorous investment discipline to identify funds and portfolio managers. Our focus is on selecting only top funds and managers best positioned to outperform on a risk-adjusted basis.
Once the appropriate asset allocation model has been selected and investments have been implemented, we will continue to monitor the portfolio and evaluate managers. We periodically meet with clients to discuss changes in the markets, the economy, our outlook – or in our clients’ lives or goals. Systematic communication points and updates ensure our clients’ investments remain aligned with their goals and objectives.
Investing involves risk and you may incur a profit or a loss. There is no assurance that any investment strategy will be successful.
After we build customized asset allocations, we monitor our clients’ portfolios and rebalance according to each relationship.
The process of rebalancing may result in tax consequences.
